I rarely have more than $20 at a time to spend on groceries. While living on a tighter budget due to being unemployed, I’ve been challenged to be more frugal than ever. This includes at the grocery store. Being a food lover, though, I enjoy the atmosphere of a grocery store, so it takes a lot of discipline not to buy everything in front of me!! How can I live off of $20 grocery trips every 2-2 1/2 weeks? Believe it or not, it’s not that complicated.
#1. I only bring $20 with me.
Credit cards and stacks of dollar bills get spent much faster when they’re in my pocket.
#2. I make a list and bring it with me.
By not bringing a list, I am more likely to pick up “hot” items that are purposely placed at the end of the aisles so that customers buy them. And I’m more prone to forget what I really needed to buy in the first place, thus evoking another trip and spending more money.
#3. I prioritize what I really need.
While yes, it’d be nice to have a box of crackers to go with tuna salad or sliced cheese, I don’t always have extra money to afford them. Instead, my reasoning is: “I have ingredients for bread or biscuits, I’ll just have to eat tuna with that.” or “I have a loaf of bread in the freezer…I don’t need crackers right now.” Likewise, if I have lots of “essential foods” on my list, I just have to make a choice. Do I think bread would be more beneficial to my meals (will it fill me up) this week or eggs? They’re about the same price, so it’s a coin toss.
#4. I keep a note of the sales of affordable items and avoid the rest.
At 50-70 cents a pound, bananas are about the best fruits of them all. While they don’t last too long, bananas freeze really well. I use frozen bananas for smoothies and banana bread. I’ve also noticed that occasionally my local grocery store (Kroger) will have sales on certain fruits and veggies. These are some that I’ve purchased for insane deals!
- pineapples at $1.99 each (usually +$3 each)
- Updated: Aldi sells them on sale for 99 cents!
- apples for $0.79/lbs (usually +$0.99/lbs)
- baby carrots for $0.89/sm.bag (usually +$1.50)
- Updated: Aldi sells them for 50 cents on a normal day!
- baby kale for $0.50/pkg (usually +$2!)
…it’s all about knowing the original price and sticking to what you know is the sale price so that you aren’t persuaded to buy it when it’s seemingly on “SALE.” It’s hard, yes, but a little practice and you’ll get it. :)
#5. I keep a calculator (my phone) with me as I shop.
Adding up as I go really helps me spend less money…that applies to anywhere! Writing down the price also helps me remember what I spent on an item at a previous visit. Then, as mentioned already, I can really determine if items are on sale or not! When it come to tax, I’ll usually round up the item to the nearest dollar or 50 cents. Sometimes this is too much but I’d rather estimate too much than too little so that I can make sure to afford my basket of groceries.
#6. I choose items that will last a long time.
As a simple rule of thumb, items with a longer shelf life are more affordable because you don’t have to compete with them “going bad” by eating them really quickly or accidentally wasting them. Here are some suggestions for foods that last a while, that are inexpensive and healthy:
- Potatoes — store in a cool, dry and dark place and your bag should last 3 weeks.
- some people don’t like potatoes because they’re “starchy” but I have an affinity to them because they’re both filling and affordable. If you have a little extra money, buy red potatoes which possess slightly more nutrients (and flavor!) than Idahos. Regardless, these tubers make a smashing baked or smashed potatoes.
- Tough leafy greens – kale, collard greens, cabbage; they’ll last about 3 weeks in the fridge
- the great thing about these greens is that they’re also packed with nutrients that other greens lack!
- Apples and oranges — last several weeks in the fridge
- Canned beans and veggies — last years in the cabinet
- Boxed rice and cereal — keep in a cool, dry place, wrapped well; lasts a year in the cabinet.
- Dried beans, rice and lentils — last years in a cool, dry place (Google a video of how to cook them if you don’t know how)
- Anything that can be frozen (fruits, veggies, meats etc.) — last a couple months in the freezer
#7. I rarely go out to eat with friends.
I’ll occasionally go out to get a milkshake, coffee or lunch; but usually we make food together! :) Or we just don’t hang out during meal times. This has saved me SO much money! I’m sure there’s other tips, but that’s all I’ve got for now :)
My typical $20 grocery list | How long it lasts:
Bananas: $1.60 (2 bunches) – 1-2 wks
Kale: $1.50 (1 bunch) – 2-3 wks
Apples: ~$2 (4 apples/99¢ per lbs) – 1-1/2 wks
Beans (Black, kidney or refried): $1.30 (2 cans/65¢ a can) – 1-2 wk
Plain Yogurt: $3.19 (1 big tub, ) – 2 wks
Bread: ~$2.00 (Nature’s Own whole wheat loaf) – 2 wks
Tuna: $2.07 (3 cans/69¢ each) – 2 wks
Eggs: $1.69 (1 dozen) – 2 wks
Whole wheat tortillas: ~$2.00 (1 pkg of 10) – 1 wk
= ~ $17
I usually stop here or at $15 to account for tax. If I’m over, I’ll put back something that didn’t cost much, like a can of tuna. Note: When I do happen to have extra money, I might buy something not on my essentials list: a box of cereal, a block of cheese, a bag of flour (since I love to bake)…or occasionally a bag of cookies or a fast food milkshake.
Typical meals I make with these groceries:
1. Egg Salad, hard-boiled eggs, scrambled eggs or deviled eggs + Toast
3. Sliced bananas and apples with peanut butter yogurt + Toast
5. Steamed kale and beans
6. Kale and Tuna Salad + a tortilla or a piece of bread (or toast)
7. Egg salad on top of kale greens + a tortilla or a piece of bread (or toast)
I realize that some of these recipes call for ingredients that I didn’t buy during this grocery trip. But buying condiments (mustard, mayo, jelly), peanut butter, salsa etc. one at a time, helps a lot.”